TABLE OF CONTENTS
When you enroll in our program, your weekly payments play a critical role in helping you achieve financial stability and long-term debt relief. Each payment is automatically drafted from your business account and deposited into a secure, third-party escrow account under your name. This escrow account is essential to the restructuring process, and here's how the funds are allocated:
1. Savings for Future Settlements
A significant portion of your weekly payment—at least 30%—is dedicated to building a reserve of funds specifically earmarked for future settlements with your creditors. This savings is crucial for negotiating lump-sum reductions and demonstrating your commitment to repaying what you can afford.
2. Program Fees
DCG operates on a performance-based model. A portion of your payments goes toward our service fee, which covers the cost of managing your case, negotiating with your creditors, and providing you with ongoing legal and client support. Importantly, this fee is only earned if we successfully reduce your debt.
3. Setup and Administrative Fees
These are one-time or limited-duration fees used to cover the administrative costs of setting up your account, onboarding you into our system, and initiating communications with your creditors.
4. Banking and Escrow Fees
There are minor fees associated with maintaining and operating your dedicated escrow account, as well as facilitating secure fund transfers, payment tracking, and compliance reporting.
By structuring your weekly payments this way, we ensure that every dollar you contribute is working strategically to protect your business, reduce your financial burden, and move you closer to a successful resolution. Transparency and trust are core to our process, and we’re always here to answer any questions about how your funds are being managed.