Can I Re-Enroll If I Accumulate New Debt in the Future?

Modified on Wed, 16 Jul at 3:02 PM

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Yes. If you complete your initial debt relief program with Debt Consultants Group (DCG) but later accumulate new unsecured business debt, you may be eligible to re-enroll in the program to address those new balances.

Here’s what you should know about re-enrollment:

Eligibility for Re-Enrollment

  • New debts must be unsecured and meet DCG’s program criteria (such as merchant cash advances, unsecured loans, or other qualifying business debts).

  • Your business should be current with any prior settlements or agreements from your previous program.

  • You’ll need to undergo a new financial assessment to determine your current hardship and ability to contribute to a new escrow account.

Updated Documentation and Agreement


Each enrollment is treated as a fresh program. You’ll be asked to provide updated financial documents and sign a new Client Agreement outlining terms, fees, and payment plans based on your current situation.

Program Timeline


Re-enrollment programs typically follow the same structured process, including escrow funding, creditor negotiations, and settlements. The timeline will depend on your new debt amounts and payment capacity.

Ongoing Support


Your Case Manager will continue to be your primary contact and guide you through the new program, ensuring you have continuity of support and a clear path toward financial recovery.

How to Get Started


If you find yourself with new debt after completing the DCG program, simply contact your Case Manager or reach out to DCG’s Client Support Team. We’ll review your situation and help you determine the best next steps.


In Summary


Re-enrolling is possible and common for businesses facing new debt challenges after completing a program. DCG is here to support you through multiple cycles of debt resolution as needed — with fresh assessments, updated plans, and dedicated guidance every step of the way.

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