How Much Will My Payments Be Reduced By?

TABLE OF CONTENTS

• Typical Settlement Savings
• Monthly or Weekly Payment Reduction
• Factors That Impact Your Final Savings

Every business’s situation is different, but one of the key goals of Debt Consultants Group (DCG)’s debt relief program is to significantly reduce the total amount you repay to creditors through negotiated settlements.

While individual results may vary, here’s what most clients can generally expect:

Typical Settlement Savings

On average, our clients settle their enrolled debts for approximately 40–60% less than what they originally owed. This means you may end up repaying only 40–60 cents on the dollar—including fees—depending on your program performance and creditor responses.

For example:

If your total enrolled debt is $100,000, a successful settlement strategy may allow you to resolve those balances for $40,000 to $60,000 (not including escrow contributions or service fees).

Monthly or Weekly Payment Reduction

Instead of juggling multiple high-interest payments across several lenders, your program consolidates your financial commitment into a single, manageable weekly payment. This can:

• Reduce your total monthly outflow

• Help you avoid defaulting on new loans

• Eliminate the need for continued borrowing

Your exact weekly payment is customized based on your:

• Total enrolled debt

• Business cash flow and affordability

• Expected program timeline

• Escrow account funding goals

Your Case Manager will help you select a payment level that is realistic and sustainable for your business.

Factors That Impact Your Final Savings

• How quickly funds build in your escrow account

• The types of creditors you’ve enrolled (some are more flexible than others)

• The strength of your financial hardship documentation

• Your willingness to stay committed to the program schedule

While we can’t guarantee specific savings or timelines, DCG’s performance-based model means we don’t earn our fees unless we save you money through successful settlements. If you'd like an estimate tailored to your specific debts and situation, reach out to your Case Manager or schedule a free consultation with our team.