Is There a Minimum or Maximum Amount of Debt Required to Join?

TABLE OF CONTENTS

• Minimum Debt Requirement
• Maximum Debt Threshold
• Ineligible Debt Types
• Need Help Determining Eligibility?
• In Summary

Yes — to ensure that our program is both effective and appropriate for your financial situation, Debt Consultants Group (DCG) has basic eligibility guidelines regarding the amount of debt enrolled.

Here’s what you need to know:

Minimum Debt Requirement

To qualify for enrollment, your business should typically have:

• At least $20,000 in unsecured business debt

• Debt from lenders such as merchant cash advance providers, alternative business lenders, or unsecured loan providers

This threshold allows us to build a settlement strategy that creates meaningful savings and delivers measurable results.

Maximum Debt Threshold

While there’s technically no strict “maximum,” businesses with more than $500,000 in total enrolled debt may require a more customized approach. If your business carries high debt volume, our team will:

• Assess cash flow to determine program affordability

• Break your debt into settlement phases, if needed

• Coordinate with legal or financial advisors (if applicable) to manage risk

Larger cases often involve more complex negotiations, but our team is experienced in managing high-balance business debt.

Ineligible Debt Types

The DCG program is designed to resolve unsecured business debt. The following types of debt generally do not qualify:

• Secured loans (e.g., equipment loans or loans backed by collateral)

• SBA-backed loans or federal financing

• Personal credit card debt (unless directly tied to your business)

• Taxes or payroll obligations (though we may refer you to a partner for support)

Need Help Determining Eligibility?

If you’re not sure whether your debt qualifies — or you’re close to the minimum threshold — we encourage you to schedule a free, no-obligation consultation. Our team will review your accounts and let you know whether the program is a good fit for your business.

In Summary

✔ You typically need $20,000 or more in unsecured business debt to qualify
✔ There is no hard upper limit, but larger accounts may require a tailored plan
✔ We’ll review your situation during your consultation to confirm eligibility

Let us help you find out if the DCG program is the right solution for your business.