How Do I Know If I’m Eligible for DCG’s Debt Relief Program?

TABLE OF CONTENTS

• 1. You Must Be a Business Owner
• 2. You Must Carry Unsecured or Uncollateralized Business Debt
• 3. You Must Be Experiencing a Financial Hardship
• 4. You Must Be Willing to Commit to the Process
• 5. Minimum Debt Threshold

Debt Consultants Group (DCG) offers specialized debt relief services for small to mid-sized businesses that are facing financial hardship due to unsecured or unmanageable business debt. To determine whether you're eligible for our program, you’ll need to meet a few core criteria:

1. You Must Be a Business Owner

Our program is designed exclusively for businesses. You must be an owner or authorized decision-maker of a legally operating business entity (LLC, Corporation, or Sole Proprietorship).

2. You Must Carry Unsecured or Uncollateralized Business Debt

We primarily assist businesses struggling with uncollateralized or unsecured forms of debt, such as:

• Merchant Cash Advances (MCAs)

• Business credit cards

• Unsecured business loans

• Vendor debt

• Equipment leasing or financing (depending on terms)

If your debt is secured by physical assets (e.g., real estate or vehicles), we may not be able to assist through this program.

3. You Must Be Experiencing a Financial Hardship

We require a clear and documented reason for why you are unable to meet your current debt obligations. Common hardships include:

• Decline in revenue

• Seasonality of business

• Unexpected expenses

• Overextension due to multiple MCA advances

• Economic or industry-specific downturns

This hardship is key to both qualifying for the program and helping us negotiate with your creditors.

4. You Must Be Willing to Commit to the Process

Our program is a collaborative effort. Eligibility also depends on your ability and willingness to:

• Switch business bank accounts to prevent unauthorized lender withdrawals

• Adjust payment processors if necessary (particularly with MCAs)

• Provide complete financial documentation

• Make consistent weekly payments into a dedicated escrow account

5. Minimum Debt Threshold

Most clients we serve carry a minimum of $30,000 in unsecured business debt. If you owe less, we may still be able to assist on a case-by-case basis.